Turbo Checking® Products

Your checking account is one of the basic tools of your financial life. At Nerdvalley Bank, we go beyond the basics by giving you options with no monthly service fees and a free gift¹ for opening an account. Why? Because we’re a lot more than your average bank. We’re your neighbor. So when it comes to financial matters, we’ve got your back like a trusted neighbor should.

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	Carefree Checking℠	50 Direct Checking	Premium Checking	NERDVALLEY Simply Checking℠
Monthly service fees	Carefree Checking℠$0.00 monthly service fees if: Daily balance of $500 or more, OR 10 debit card transactions³ per statement cycle, OR lending relationship with NERDVALLEY⁴, excluding ChekCredit (only $4.95 flat monthly charge, if one of the above criteria is not met)	50 Direct Checking$0.00 monthly service fees if: Daily balance of $500 or more, OR 10 debit card transactions³ per statement cycle, OR lending relationship with NERDVALLEY⁴, excluding ChekCredit (only $4.95 flat monthly charge, if one of the above criteria is not met)	Premium Checking$0.00 monthly service fees if: Daily balance of $1,500 or more (only $8.00 flat monthly fee if criteria is not met)	NERDVALLEY Simply Checking℠$0.00 monthly service fees
Higher rates on CDs	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No
Discounts on select personal loan rates	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No
Check order and safe deposit box discounts	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No
Early direct deposits	Carefree Checking℠No	50 Direct CheckingNo	Premium CheckingYes	NERDVALLEY Simply Checking℠No
Interest bearing account	Carefree Checking℠No	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No
Free online & mobile banking	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Free return of check images	Carefree Checking℠Yes, upon request	50 Direct CheckingYes, upon request	Premium CheckingYes, upon request	NERDVALLEY Simply Checking℠Yes, upon request
Free eStatements (paper statements available for $2/month)	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Free chip enabled, contactless VISA^® debit card	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Free gift for opening an account¹	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Cash back for your old checks or debit card²	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Free Bill Pay	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No, $0.50 per transaction
Free Zelle^®	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No, $0.50 per debited item
Access to Budget Tools	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Free credit monitoring with NERDVALLEY Credit Companion^SM	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
VISA^® debit card perks & offers	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠Yes
Overdraft ability	Carefree Checking℠Yes	50 Direct CheckingYes	Premium CheckingYes	NERDVALLEY Simply Checking℠No*
	Carefree Checking℠Learn More	50 Direct CheckingLearn More	Premium CheckingLearn More	NERDVALLEY Simply Checking℠Learn More

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Mobile Banking

Banking is easier when you can do it at your convenience, whether in your jammies or at the gym. With free mobile banking and mobile deposit using the Nerdvalley Bank app, you’re in control of when and where you manage your money.

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Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50.00.

¹Free gift provided at the time of account opening when conducted in branch. We reserve the right to substitute a gift of equal value. Personal accounts opened online will receive an eGift Card of their choice via email once the processing is completed.

²Up to $25 buy-back for checks and debit cards from other financial institutions given at the time the checks/debit cards are presented.

³Point of sale transactions only.

⁴The term "lending relationship” does not include guarantors, co-signers, or authorized signers.

*In most cases if you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined. In the rare case that your account is overdrawn, you will not be charged an overdraft fee.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.